Program Design & Development

Our team helps our clients develop long-term strategies and solutions for insurance risks that are unique to the retail grocery industry.

Through our strategic partnerships with carriers and brokers, we build  programs including captives, affinity groups, and association programs. The best programs give our clients control of their insurance and risk management destiny, resulting stabilized pricing, retention of underwriting profit, return of investment income, and direct access to a multiple insurance and reinsurance providers. 

Our program services include:

• Data collection and pre-underwriting
• Program promotion and marketing
• Risk modeling
• Insurance carrier submission, negotiations, and coverage placement
• Program service provider oversight
• Captive Insurance company design, licensing, formation, and client representation