Program Administration

We oversee a variety of retail grocery specialty insurance programs, including group "captive" insurance companies. A captive is an insurance or reinsurance company that is owned by its policyholder(s). The best captive structures provide clients with stabilization of insurance pricing, investment income returned to the participants, direct access to reinsurance markets, retention of underwriting profit and control of their insurance and risk management destiny. retail grocery industry.

If a captive isn't the right fit, our management services are available (and equally valuable) for fully-insured affinity and buying group programs. 

Through our strategic partnerships with insurers, reinsures, brokers, and other specialists,  we are able to provide and manage insurance programs that structured to our clients' individual needs.